Financing Department

Financing is our specialty at Need A Car and at our five dealership locations. We have built our entire reputation on our financing expertise and our ability to help any buyer purchase the car they need. We offer some of the most affordable financing plans in the pre-owned vehicle business as well as flexible, innovative second chance credit solutions. 

We were the first to offer low-interest financing solutions for the used car market. Other dealerships then caught on so we innovated again, finding even more creative ways to lower your interest rate, lower your monthly payment, and get your credit back on track if it isn’t where you want it to be. When it comes to pre-owned financing in Ontario, we are the benchmark by which other dealerships do business and we are the pioneers of flexible financing. 

We can get you an amazing interest rate for as low as 4.99% on pre-owned vehicle financing, which is unheard of. If you have had credit problems in the past, we won’t let that stop you from purchasing the vehicle you need. We will work with you and our numerous partners to find the right financing plan for you, ensuring that you have a car in your driveway and get your credit back on track. 

Looking for a simplified financing solution? We have you covered at all of our five Need A Car locations in Oshawa, Scarborough, Trenton, Sudbury, and Thunder Bay.